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by MANILA IMPERIAL MOTOR SALES . . . .

Question by azmat k: can someone reduce my credit cards and personal loans debt by financial help it is about 15,000 US$ ?
credit cards payments 5000 US$

Personal Loan Payments 10,000 US$

MY Monthly Net Salary Is 500 US$

My Contact address is azmatullah45@hotmail.com

Best answer:

Answer by Mister El
My wife helps people get out of debt and shows them how to find lost money in their finances. Email her. Her organization is called Forward Financial Group. If you don’t live in Georgia, she can find an associate near you. Her email is:

urstill@consultant.com

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Question by tinky: how do i get a debt consolidation loan for personal loan and credit cards?

Best answer:

Answer by michelle_adams23
type in a search for debt consolidation loan in yahoo or google. if you have a credit union, that is the first place i would go

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by Michigan Municipal League (MML)

Question by Skykittens69: How Have Credit Cards Affected the United State’s Debt?
I’m dedicating a section of my report to how credit cards have/are affecting the nation’s financial debt. I understand how credit cards affect personal debt, but would appreciate more information on the nation’s debt specifically. Please cite your sources if you can.

Thank You

Best answer:

Answer by Toni
Google ” New Credit Card laws”
Some were passed in February and more in August of 2010.
Would you consider dedicating a section on how the new laws have affected consumers???

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Question by Randy: In the state NORTH CAROLINA, am I responsible for my wife’ s debt (personal loans and credit cards) ?
im not a joint acct holder or even an authorized user.

Best answer:

Answer by ernestsc2
No. You should research the spousal relief act. It protects individuals from responsibility for debts run up by their spouse when it is done without their knowledge or consent; i.e. if you are not on the account or an authorized user.

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Question by shiningstar: I acumulated ,000 in debt through credit cards and personal, and auto loans. Is bankrupcy the answer?
Just cant keep up with the minimum payment and have tried consolidation, and negotiation. Dont know what to do.

Best answer:

Answer by GETaLIFE
Hire a credit counseling company to negotiate reduced settlements you can pay off at lower interest with no more penalties mounting. Tear up the cards and NEVER use them again. EVER. In about ten years you may have the amounts paid off. Do NOT return to using credit cards, even then. Go to a cash management system and only purchase (month to month) what you can afford. If you do not follow this advice you’ll simply end up in the same situation again in ten years (like so many people posting questions here) and not learn from your mistake. Good luck

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by Michigan Municipal League (MML)

Question by UFO: In the state of Maryland, am I responsible for my spouse’ s debt (personal loans and credit cards) ?
can the banks sue me for the balance if my spouse is in jail?? can they go after my assets?none of them, other than the car, are in his name.

Best answer:

Answer by bdancer222
As long as your name isn’t on any of his debts, you are not liable. If you have a joint bank account, you may want to close that and get one in your name only. A creditor with a judgment could take everything in a joint account, even if only your funds were in there.

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by eric731

Question by markwilliamsuk: Personal Debt Credit cards in USA?
If you have credit cards debt in the USA of about $ 20,000 and you are NOT a USA citizen and you move back to your country (England). What can happen in your opinion, I know the credit cards are unsecured debt. Can they chase you to another country (interpol) or is it just a bad debt? Do you think this will make a problem if I want to come back into the USA as a tourist in the future?

Best answer:

Answer by Jill H
I personally think it just makes you a really low life person to even think about skipping out on your debts. Pay your bills!

What do you think? Answer below!

Question by Kuulio: What happens to any personal debt (school loans and credit cards) that are solely in my name if I were to die?
I am married with no kids and have life insurance and have retirement plan benefits. I want to know for sure that if anything were to happen to me my wife would be fine financially. Is the personal debt that is only in my name such as remaining school loans or credit cards something that becomes an uncollectable debt or is that something transfers over to my wife? I would think that since it is only in my name she would not be responsible for them and they could not collect on the debt since I legally have no possessions or money since it is all immediately hers.

Best answer:

Answer by kuntryguyy
Any debts in your name would become debts against your estate when you die. Yes, your wife would have to pay them. Make sure you make provisions for that in your estate planning.

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by MANILA IMPERIAL MOTOR SALES . . . .

Question by markwilliamsuk: Personal debt with credit cards?
If you have credit cards debt in the USA of about $ 20,000 and you are NOT a USA citizen and you move back to your country (England). What can happen in your opinion, I know the credit cards are unsecured debt. Can they chase you to another country (interpol) or is it just a bad debt? Do you think this will make a problem if I want to come back into the USA as a tourist in the future?

Best answer:

Answer by U
I think the credit card companies (the various ones you owe debt) could sue you in the court specified in the contract or where the credit card agreement was entered and easily get a default judgment against you.

Then the credit card company(s) could institute collection proceedings through English courts on the judgment entered against you in the American courts with just certified copies of the abstract of judgment issued by the American courts.

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Question by Javi: Is there any way you can consolidate your debt, including car loan, personal loan and credit cards?
Will a bank consolidate debt up to $ 40,000.00? does it depend on your credit score? What bank or institution do you recomend?

Best answer:

Answer by Bitter B
Practically any type of loan can be wrapped into the debt consolidation process. Common types include finance charges, late fees and overdraft charges, credit cards, personal loans, utility bills, medical bills, car loans, store cards, gas cards and back taxes. A debt consolidation loanold loans are replaced with a new one that has more favorable terms. Your loan consultant will negotiate with creditors on your behalf, so you’ll no longer have to deal with harassing phone calls and daily mail.

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