Question by CLVSJ: Is it a smart thing to get a personal laon to pay off your credit card debt?
Best answer:
Answer by wizjp
If it’s a lower fixed interest rate and you DESTROY the card, yes.
What do you think? Answer below!
Question by Bethe B: i am seperated from my husband. We still file taxes together. Can they go after him for my personal debts?
We have been seperated for 10 yrs. we still file taxes together though. I have personal debts that i have done in the last 5 yrs and they are in bad standing right now. Can they go after him for the debts?
Best answer:
Answer by Von36
If his name is on them as well then yes they can. Are you legally seperated? If not then your hubby MAY be liable.
What do you think? Answer below!
Question by : Would less Americans have increasing personal debt if Re-Unionization led to Real Wage increases?
Why must the American people give into blackmail by the corporations?
We’re the wealthiest nation on Earth, with tremendous resources, and a diverse, educated, skilled population.
If the corporations threaten to just outsource all our jobs rather than pay people living wages (which should ALL be indexed to inflationary increases), we should just say, ”Fine. Go do that. But we’ll tax you so much for moving jobs overseas that you simply won’t be able to afford operating in America anymore.”
When are Americans going to grow a pair and stand up for a better quality of life and economic progress?
We should reward jobs that are created here and have increasing Real Wages, and penalize others, to create an economic incentive that benefits American people.
Best answer:
Answer by Super-star Queen
This is why all our companies keep moving to China.
What do you think? Answer below!
Question by Hail_Joe: How do I buy bad debt?
Hello,
I want to try out buying people’s debt’s, how would one be able to buy personal consumers debt’s?
Best answer:
Answer by Sandra R
What?
Know better? Leave your own answer in the comments!
Question by Jesus hated libtard socialists: Why do citizens of reoublican states have the least personal debts?
And why are blue states like cali and ny run by republicans?
Best answer:
Answer by Growth vs Oil
What are we re-writing history. Blue states don`t work, how can they get credit?
Give your answer to this question below!
Question by Subvertor …: Reganomics, Personal Debt, Tax cuts for the Rich, and The failing infrastructure of America?
There’s no debate regarding the pooling of wealth at the top of the American Economy.. even in a recession year we added Millionaires and Billionaires.. http://nextbigfuture.com/2010/03/millionaires-and-billionaires.html…
While the bottom 150 million Americans suffered through the toughest recession in many decades, and it ain’t over yet.
Now… I know the response to this question will be full of people in that lower 150 million defending the “right” of the .98% of the population to make as much money as they can.. but here is the thing.
We are failing as a nation… we’ve always had poor, we’ve always had crazy military spending, but now we are falling apart at the seams.
Visit any DMV, and see the rot, both human and architecturally.
Shouldn’t we go back to the pre Regan Tax levels? the Rich were still rich but there was enough to keep the country going.. Corporate welfare and deregulation have led to a bloodletting of the middle class and it’s job base.. while multi national conglomerates calling themselves “American Corporations” employ communist Chinese and Socialist central and South American workers at our expense.. we suffer and lose more and more of our way of life by the day.
This isn’t capitalism, it’s Theft!
Agree/Disagree ?
No I don’t want to punish the rich at all.. and that bottom 150 million are actually about 82% of them working poor, many with multiple jobs. In Fact our manufacturing base has been eviscerated for corporate profit by way of “Cheap labor” regardless of what minimum wage is our cost of living is not adjusted at all.. so in fact our Minimum is a pittance against what it actually costs to survive. Wages have flat lined for the majority of the working and less skilled population. Even taking into consideration the 35 million or so illegal immigrants we are at a standstill with wages
ES,… that is total BS… the Poor were not way way worse off.. and you focused your entire rant on the irresponsible poor.. when I’m talking about the working poor.. or the “ex” Middle class.
You see this is the biggest challenge in our nation. People like you have bought the lie that Big Industry gives back.. when in fact they take and they take until there’s nothing left and then they move on and take some where else.
Doubt that ? Go to Flint Michigan or Cleveland, Syracuse, Scranton etcetcetc… Places where Americas hard working enjoyed the rewards of their hard work, only to have it yanked away from them by greedy profiteering corporations …
sorry but it’s not “United Corporations Of America”
Best answer:
Answer by White Bear
I will agree lets give it a go what we are doing right now is not working.
What do you think? Answer below!
Question by Babsann55: In a divorce, if the husband has incurred personal debts and the parties owed legally garnish?
his wages for repayment, are the wife and children given their percentage first and THEN the garnishment is deducted?
Best answer:
Answer by ablex
Yes. Support orders have precedence over any garnishment.
What do you think? Answer below!
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Question by Mr. Incredible: Which is better to consolidate credit card debt a personal loan or move the debt to anther credit card?
I have approx. 15000$ in credit card debt on two different cards. I notice each month on one of those cards im paying about 120$ in interest alone while carrying a 9000$ balance. Would it be better to take a personal loan from a credit union at 14% or move the debt to another credit line at 8.35% which can change by quarter. Im looking at a 48 month pay back plan. Both cards are at approx 14% interest already.
Best answer:
Answer by CatDad
If you take out the credit union loan to where all cards are paid off, you’ll have all that newly available credit on the cards, and it will probably be too tempting to use the cards again…so you’d probably wind up with twice as much debt as when you started. Actually, many credit unions will only give such loans if you cut up your cards and close your accounts.
- Moving debt around really does not solve a lot of problems. However, if you could move this debt to the lower rate and totally commit yourself to stop using credit, then this would probably be the best move.
- A drastic move would be to enter into a debt management program though NFCC. They could lower the rate to around 10% for all cards. You’d have cut up your cards and stop using all credit. This would force you to stop using credit, which may be what you really need. http://www.nfcc.org
Give your answer to this question below!
Question by : I have a huge debt with Visa, and they’re asking me to geta personal loan to settle the account.?
Is this the best move? Are there other options?
And I really don’t need the lecture on pay your bills and this won’t happen, cause the economy is tough if i would have for seen this coming I would have prevented it
Best answer:
Answer by Really
Your options are a personal loan at a lower rate
Working out an acceptable payment plan. You can ask Visa to freeze the interest, close your account and you will send them 20% of amount due monthly
Or let it go to collections and wait till they sue you in court.
Not much of a choice
Add your own answer in the comments!
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