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Question by Method To The Madness: Do you think there would be markedly less personal debt in the US if television advertisements did not exist?
In your opinion, do you believe that the number of American consumers that are in debt today, would be a dramatically lesser figure if commercials were never created (whether it be from TV, radio, internet, billboards etc)? Do you think it would even make a difference? Lastly, would you enjoy TV, radio, the internet, and your drive home from work– waaayy more if advertisements were non-existent? Personally, I can not stand someone trying to sell me “the new something” everyday of my life!

[A side note: A recent study revealed that the average American is able to identify over 1,000 + company's (fast food, clothing brands, car makes/models etc) just from a glimpse of their logos, but could identify less than 10 plants and animals native to their own region]

If anyone even answers…I thank you for your thoughts lol : )

Best answer:

Answer by Fred
NO,but there would be if you don’t spend what you don’t got.good concept.and so easy.

What do you think? Answer below!

Question by New business owner: Is business credit card debt reported on your personal credit report?

Best answer:

Answer by SexyTrojan
If you don’t pay it, yes.

Give your answer to this question below!

by eric731

Question by umccatty: a bank that would take over a person’s personal debt?

Best answer:

Answer by Bud’s Girl
They’d be booked with customers within the first 1/2 hour!

Add your own answer in the comments!

Question by randommissy: ex boyfriend trying to charge interest on personal debt is it legal?
me and my boyfriend broke up on halloween, and i owe him some money and hes been really nasty to me, there is nothing in writing saying that i owe him money, there is no signature saying it either, from either of us, but yet he is trying to charge me interest on the money i owe him, he doesn’t work in law, hes not a debt collector, nothing, is this illegal?

Because everyone tells me it is, but he is insisting its legal for him to do so, but i cant find anything about it online. someone please help me?

Best answer:

Answer by SEGERLOVER
sure it’s legal for him to try, but there is nothing he can do about it.
you don’t even have to pay him back, legally, unless he takes you to court and proves you owe him money.

Add your own answer in the comments!

by Michigan Municipal League (MML)

Question by : Mortgage loan combine with personal debt? any one has resources?

Best answer:

Answer by MadMan
Your question is not clear. If you are asking whether a new mortgage can cover your house and personal debt, the answer is no. The mortgage is always less than the price of the house by the down payment. If you have a house with a lot of equity in it, you can get a new mortgage, a refinancing, or a home equity loan to pay for personal debt. But note that if you do not pay your mortgage, you lose your house. If you do not pay a personal loan, you might be sued but you do not lose your house. Also, mortgages are long dated debts and the total interest that you pay will be high.

Know better? Leave your own answer in the comments!

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Question by : Where can I find a personal debt consolidation loan for people with bad credit?
I am in dire need of a debt consolidation loan and I have bad credit. I can make things work with $ 5000, but I do not know where to start. I have seen people with yahoo addresses claiming they can loan money but they sound fishy as it is not a company email, their emails always seem to be yahoo. Any info will help. I fell on hard times and am now able to pay my monthly bills but I cant seem to catch up what I fell behind on. PLEASE help asap. I have a 5yr old and I do not want him to suffer us loosing our home or car.

Best answer:

Answer by JIM
Not sure where you are but here in UK, debt consolidation loans are virtually extinct from legitimate sources. Instead there are debt consolidation companies who deal with creditors on your behalf via negotiations with said creditors with the goal of cancelling further interest on your debts and working out an affordable monthly payment. You cease dealing with your creditors personally and simply make the monthly payment requested to the company handling your debts. If any creditor continues to hassle you either by mail or on the phone, you simply report it to the company

What do you think? Answer below!